ONLY €635 per month for Portugal’s retirement visa (EASY)

In this video we look at the the Portugal D7 visa through which you have a 5 year pathway to an EU passport, and the income requirement is only £635 per month.

This visa permits overseas individuals with passive income, for example from pensions, real estate or investment portfolios to enter Portugal for obtaining a residence permit (Article 24(d) of Regulatory Decree No. 84/2007; Article 58(2) Law No 23/2007).


In order to qualify for the visa, you are required to meet the Guaranteed Minimum Monthly Remuneration (GMR)

(Article 2 Ordinance No. 1563/2007 & Article 266 of Law No. 99/2003).

As of 1 January 2020, this is broken down per year as follows:

(a) the main applicant must meet 100% GMR (7,620 euros);

(b) any further adult dependents must meet 50% GMMR (3,810 euros); and

(c) any dependent children (whether younger or older than 18) must meet 30% GMMR (2,286 euros).

These funds must be maintained throughout the visa and residence periods, but also must be evidenced for a period of 2 years prior to the application (Article 6(2) Ordinance No. 1563/2007).

Documents You Will Need

The applicant will need to provide:

1. the D7 Visa application form;
2. a passport or additional travel document valid for 3 months after the duration of the stay;
3. two passport photos, up-to-date and with enough quality to identify the applicant;
4. valid travel insurance, allowing medical coverage, including medical emergencies and repatriation;
5. proof that you are living legally (and not in breach of any immigration provisions) in the country that you are
applying from;
6. request for criminal record enquiry by the Immigration and Border Services (SEF);
7. criminal record certificate from the country of origin or the country where the applicant is residing for over a year
(children under the age of 16 are exempt from producing a criminal record);
8. proof of means of subsistence as stipulated by law; and
9. proof that subsistence will be maintained through a “statement of responsibility” signed by a Portuguese national or by a foreign national legally resident in Portugal.

Can I bring my family members?

As touched upon above, you are able to bring direct members of your family to Portugal under this visa so long as you have enough income in accordance with the GMR. The members of your family will be entitled to a residence permit.

Application Process

STEP 1 – Complete the online application form from country of origin and submit it to the Portuguese consulate through the portal. You will be asked to choose a date for an appointment (typically there will be a 2-3 month wait).

STEP 2 – Attend the consulate appointment and submit your supporting documents. If all is compliant, you will typically be granted your D7 Visa within 4 – 6 months.

STEP 3 – Travel to Portugal and a make an appointment with SEF for a residence permit application.

STEP 4 – Attend your appointment and submit the same documents required for the D7 visa (some documents may require updating). Within a period of 90 days you should receive your residence visa.

Pathway to Permanent Residence

STAGE 1 – Residence permit is granted for initially for a period of 1 year (you must reside in Portugal for at least 4 months).

STAGE 2 – The residence permit can then be extended for two 2 year periods (you must reside in Portugal for at least 6 months in each 12 month period.

STAGE 3 – Apply for Portuguese citizenship or permanent residence. N.B. You will also be required to:

(a) pass a Portuguese language test (level A2); and

(b) demonstrate links with the national community e.g. through membership of a club or society.

Visa Fees

For a “Long Stay Visa” the visa fee is 90 euros. For children aged 6-11 there is a reduced fee of 35 euros.

Hi in this video we’re going to have a look at the d7 retirement visa and the income requirement for it which requires that you only have 635 euros per month in order to qualify so this makes it one of the cheapest options if you’re looking for pathways to a second Passport within the EU now the requirements for independence are also very modest and we’ll have a look at them now so for your spouse you only require at the equivalent of 317 euros per month and these forms of income need to be through our passive income so primarily rental income would be the most obvious option but they could also be through dividends as long as you’re you don’t take an active role in your company so if you’re you know a shadow director or you have a passive role perhaps owning a company then your income from dividends would likely qualify the income requirements for your children from 18 to 24 190 euros per month and for children under 8 18 it’s the same amount now the pathway to a second citizenship and a Portuguese partnership a Portuguese passport is set out in this diagram now just go through this but this is a residency option so it secures you residency for a period unlike the golden visa programs for Portugal which involve purchasing property for example this particular route does require you to be president in Portugal certainly if you wish to secure a citizenship so the diagram here sets out the various stages let’s just zoom in so you would arrive in Portugal on your D it’s the d7 visa as the retirement fee so passive income visa I’m going to talk about the application process in a minute in terms of the timeline you would reside in Portugal for at least four months in the first year and then you would reside for six months in year two you would reside for six months in year three the same applies in the year four and also in year five now during that time you need to you need to make connections with the Portuguese community through activities such as joining clubs and you would need to have basic level Portuguese which is the level a two language test which is very straightforward with that with a bit of tuition or a bit of time living in Portugal and you would apply for Portuguese citizenship or permanent resident a year a year five and then the requirements for each are similar or the requirements that I’ve said help apply to both permanent residents and citizenship now in terms of the application process I’m going to just talk you through the process but before we go to that I think the reason why this is of particular interest is that I think it shows you don’t necessarily need to go for one of the more expensive investment routes in Portugal and may be appropriate for some but bear in mind that if for example you’re going for the residency by investment routes through property which is the most one of the most popular routes in Portugal through investing either 350,000 euros in property that needs to be refurbished or five hundred thousand euros which is a more straightforward route you do not need to be physically present in Portugal however if you do want to secure a Portuguese citizenship then you do so there’s no kind of material difference between these routes which involve you being in Portugal and those which don’t when it comes to actual citizenship if you’re just looking for a set for residency a second residency as a fallback option and then then that’s not an issue but for citizenship then the applications are essentially assessed on the on the same basis across the board so in light of that for many there may not be any point in going for one of the more expensive in investment routes if they can in fact show if you can show that you have passive income in the form of say rental income and you can effectively retire there now having said that if your passive income is in another form I’m from owning a business or businesses for example then or if you have you know online income that you where things are very much delegated and you don’t really have an active role you are not required to have an active role then I you don’t have to be any particular age in order to avail yourself of this route but if it’s retirees but it could fit you it could fit you really within any age range now I do have a video coming up on the entrepreneur option for Portugal and there’s a there’s a start-up visa but there’s also a an option for setting up and setting up a business in Portugal and you can set up a branch of your existing business in Portugal as well and there’s a specific there’s a specific visa before that which is the D to visa now again it involves you having to spend some time in Portugal but if you’re going to be in the EU and that’s going to be your focus as an entrepreneur then that may not represent a difficulty for you there’s still considerable flexibility built in now in terms of the visa route I’m going to just going to go to the application process so it begins with an online form so you complete the application form and submit it to the consulate through the online portal you choose the date when the consulate is free for an appointment and it usually takes 2 or 3 months for those to be available now once the appointment is available you would book your flight in it in advance with a variable flight date so keeping it open because you don’t know exactly how long the process is going to take to conclude and you would drop off your papers you asked any questions for example in relation to your income and if you’re English then this interview can be in English and your application is usually granted after a period of four to six months so then you would your application will be granted you would have fly to Portugal and then the next stages that you attend your appointment with the immigration authorities SEF in Portugal you apply for a temporary residence permit and you use the same documents that you did for a brief and for the first application so this this can take 90 days to process and the initial residency that you get is for four months so if for any reason it took longer than 90 days then as long as your application is pending than that wouldn’t create a problem but you should get your decision well within that time period and then the temporary residence permit is granted for one year and that’s soon to change two to two years that the moment still one year and that’s as reflected in the in the previous diagram that I took you through so we did within year one you need to be in Portugal for at least four months with that with our initial payment so I hope that I hope that’s helpful and I do think that this is what this is a great option for you if you’re looking at are your second passport options and pathways to secure a second possible within the EU and this is certainly an interesting one if you have rental income or another form of passive income that you can rely on thanks very much for listening and I look forward to seeing you in the next video

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